## Baccarat Policies and Plan

Baccarat Chemin de Fer Principles

Baccarat chemin de fer is gambled on with 8 decks in a dealing shoe. Cards under 10 are valued at their printed value while Ten, Jack, Queen, King are zero, and A is 1. Wagers are placed on the ‘bank’, the ‘player’, or for a tie (these are not really people; they simply represent the two hands that are dealt).

Two hands of two cards are then dealt to the ‘house’ and ‘gambler’. The score for every hand is the sum total of the two cards, although the first number is discarded. e.g., a hand of 5 and six has a total of 1 (five plus six = 11; ditch the initial ‘1′).

A 3rd card will be dealt based on the following rules:

- If the gambler or house gets a total of 8 or 9, both players stand.

- If the player has 5 or lower, she hits. Players otherwise stand.

- If the player stands, the bank hits on five or less. If the gambler takes a card, a table is used to figure out if the banker stands or hits.

Punto Banco Odds

The bigger of the 2 hands wins. Winning wagers on the bank payout 19:20 (equal cash minus a five percent commission. The Rake is kept track of and paid off once you quit the game so make sure you still have money left just before you head out). Winning bets on the gambler pays out at one to one. Winning bets for tie typically pay 8:1 but on occasion 9:1. (This is a bad wager as a tie occurs less than 1 in every ten rounds. Be cautious of gambling on a tie. Although odds are substantially better for 9 to 1 vs. 8 to 1)

Played correctly punto banco provides generally good odds, aside from the tie wager of course.

Baccarat Strategy

As with all games Baccarat has quite a few general misconceptions. One of which is close to a misunderstanding in roulette. The past isn’t an indicator of events yet to happen. Tracking previous results on a page of paper is a waste of paper and a snub to the tree that surrendered its life for our stationary needs.

The most accepted and possibly the most successful plan is the one, three, two, six method. This tactic is deployed to maximize earnings and minimizing risk.

Start by placing one dollar. If you succeed, add one more to the two on the table for a grand total of 3 dollars on the second bet. If you win you will now have 6 on the game table, remove four so you have 2 on the 3rd bet. If you come away with a win on the third wager, put down 2 on the 4 on the game table for a sum total of 6 on the fourth bet.

Should you don’t win on the initial bet, you take a hit of 1. A profit on the initial wager followed by a hit on the second creates a loss of 2. Wins on the 1st two with a loss on the 3rd provides you with a profit of two. And wins on the 1st 3 with a defeat on the fourth means you balance the books. Winning all four bets gives you with 12, a gain of ten. This means you will be able to lose the second round five instances for every successful streak of four bets and still break even.

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